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Category: Spending

Don’t Be Usin’ the B-Word Unless You Need to Be Doin’ the B-Word (Hint: B-Word = Budget)

Are you saving 15% of your take-home pay? And have you been doing that for most of your working life? If so, then don’t even think about using the B-word — you don’t need to even go there. Just enjoy the 85% you’re spending — enjoy it thoroughly — and […]

Financial Planning Does Not Have to Be Investing-Centric

We start with this:         <>    Do you know what that means? If not, then please allow me to take you back to yesteryear, and to little-you sitting in your little chair in arithmetic class, so that I can re-introduce you to your dear old friends, […]

Top 10 Things that Suck Cash

My first boss (from back in my lawyering days) early on told me that growth sucks cash, by which he meant, if a client decides to grow a company, you had better tell the client that s/he client had better be prepared to spend some serious money. My boss’s phrase […]

Top 10 Financial Don’ts

Here I am, doing Top 10 lists this week, and in my morning reading I come across this in the Washington Post: Group releases list of 90 medical ‘don’ts’ Don’t use feeding tubes in patients with advanced dementia. Don’t use drugs to aggressively treat diabetes in those older than 65. […]

Top 10 Financial Decisions that Most People Take a Powder On — and Shouldn’t

According to The Free Dictionary, to take a powder means, “To leave a place suddenly, especially in order to avoid an unpleasant situation, as in, He saw the police coming and took a powder.” Lots of folks take lots of powders on lots of financial decisions. Doing so is never as effective […]