Tag: TDAs

15-Year vs. 30-Year Mortgages (Part 1): Fun with Pix and Historic Data

A few days ago I wrote about the difference between tax-deferred retirement accounts and tax-paid retirement accounts, and commented about how the difference between the two is akin to a choice between instant gratification (for TDAs) and delayed gratification (for TPAs). So how about taking that same framework to mortgages? […]

Roth Accounts: The Most Underused, but Very Useful, Retirement Tool

During the 12/12/12 concert a few nights ago I was double-screening — with the big screen tuned to one of the many networks showing the event and the little screen tuned into my own little slice of the Twitterverse. It’s always interesting to see non-music folks commenting on music. One […]