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Archive for June, 2010

The Deviling Number in Some People’s Lives

Lots and lots of people have a devil in their financial lives. This particular devil comes, not in a blue dress, but in pure, unadulterated numeric form, and is always in the double digits. For many of these bedeviled people, if somehow that double-digit-devil number were to miraculously change into […]

Lots and lots of people have a real devil in their financial lives. This devil comes in numeric form, and is always in the double digits. Sometimes, even, the double-digit-devil begins with a 2 or a 3.   And, for a lot of these bedeviled people, if somehow that double-digit-devil […]

The Indefatigable March of the Asset Gatherers — The Gallop Home of the Bad Horses

There’s been much talk lately of banks doing away with “free checking.” The banks, the thinking goes, as a direct result of some of the new banking federal regulations stemming from The Great Recession, no longer have the un-checked ability to charge $35 and up as “insufficient funds” penalties (also […]

The Wholly-Terrifying Risk of Non-Diversifiable Assets

Most of the ways in which we store money are diversifiable. For example, if you store some money in the stock market, you can own a bunch of different stocks. And these days you can even own a single investment which represents, to a very close level of approximation, proportionate […]

The Life-Simplifying Beauty of Never-Need-to-Sell Investments

Most everyone wants less complexity in their lives. Modern life, the thinking goes, is crazy-hectic, and there is never enough time to do things, so anything that adds to the crazy-hectic that isn’t also great fun or otherwise rewarding must be jettisoned, and jettisoned as soon as possible. As a […]