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Category: Being Human

If You’re Self-Employed and Have Zero Employees, You Should Set Up an Individual 401k Plan Before the End of the Year

Financial planners and tax advisors tend to shy away from simple blanket statements. They’re far more comfortable using highly-detailed, multi-faceted statements that, while accurate, nonetheless lose something in the telling due to, ironically enough, their completeness. It’s understandable. After all, the arena in which financial planning and taxation come together […]

Using the California Statutory Will

No part of financial planning flummoxes and bedevils people as much as estate planning. It makes the powerful weak and the merely-average absolutely-incapable. It makes proactive folks sheepishly cower, waiting . . . waiting . . . . . . waiting. And it makes high-output folks stare vacantly into space […]

Nearer Thy Financial Numbers to Thee: January is the Best Month for Updating Your Understanding of What the Numbers in Your Financial Life Look Like

In a piece I wrote last week, I mentioned that lots of people have at best only a vague idea about what the numbers in their lives look like. I also added that this I-see-nothing approach to one’s financial life is, to say the least, not optimal, and then I […]

The First Week of January Test, 2014: How Does it Feel to Be Back After the Holidays?

Dark and early this morning, before even mentioning his favorite and seemingly ever-present traffic jam on the Sunol Grade, long-time KQED traffic guy Joe McConnell said it nice ‘n blunt:   It’s back to the grind for most of us today.   It’s a common enough phrase, but hearing it […]

Batkid and Stephanie Sautter: A Tale of Two Different Pre-Existing Conditions

Batkid is in the news. Big time. Miles Scott, aka Batkid, is a 5-year-old Northern Californian with leukemia. Last week, via the goodworks of the Make-a-Wish Foundation and apparently very much to his surprise, Miles got to live out his most heart-felt dream of being Batman, and then, once be-caped, […]