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Category: Being Smart

You Should Own Your Own Email Address, Not Rent It

We all prefer being in control, don’t we? After all, it surely beats not being in control, doesn’t it (certain Shades of Grey personality types excepted . . . )? Why is it, then, that so many of us cede control of our email existences by choosing to rent rather […]

If You’re Self-Employed and Have Zero Employees, You Should Set Up an Individual 401k Plan Before the End of the Year

Financial planners and tax advisors tend to shy away from simple blanket statements. They’re far more comfortable using highly-detailed, multi-faceted statements that, while accurate, nonetheless lose something in the telling due to, ironically enough, their completeness. It’s understandable. After all, the arena in which financial planning and taxation come together […]

Your Car is Totaled; Now What?

Say you’re driving down the road in your much-loved older car that you know — you just know — is gonna last you for many, many more years. And say you’re smiling to yourself about how the car has only gotten better with age because it’s been your good buddy […]

Using the California Statutory Will

No part of financial planning flummoxes and bedevils people as much as estate planning. It makes the powerful weak and the merely-average absolutely-incapable. It makes proactive folks sheepishly cower, waiting . . . waiting . . . . . . waiting. And it makes high-output folks stare vacantly into space […]

Nearer Thy Financial Numbers to Thee: January is the Best Month for Updating Your Understanding of What the Numbers in Your Financial Life Look Like

In a piece I wrote last week, I mentioned that lots of people have at best only a vague idea about what the numbers in their lives look like. I also added that this I-see-nothing approach to one’s financial life is, to say the least, not optimal, and then I […]