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Category: Being Smart

Of Hockey Players and Home Buyers: The Luck of the (Birth) Draw

Not long ago (15 years, say) you could buy a decent house in San Francisco for $40k down and $2.5k a month. For many, that was doable, especially since it cost $2.5k to rent that same house. And, as icing on the cake, you got the appreciation ride — an […]

Dogs in fights

A friend recently sent me a pdf file of a piece by Yesim Tokat, Ph.D., of Investment Counseling & Research, which as far as I can tell is Vanguard’s R&D division. Here is the link: https://institutional5.vanguard.com/iip/pdf/ICRAssetAllocat.pdf And here are a few paragraphs from the Executive Summary (I guess in blogland […]

Informed consent

I am embarrassed to say that, after a long day, I often vedge out in front of the tube. Yes, I often read and do other things, but, yes again, sometimes I just sit there, like a drooling, blathering idiot and do nothing but . . . nothing. So last […]