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Category: Investing

Black Monday 2020: the Stock Market Backtracks to 2017

Well, that happened, and by that I mean a black swan sort of a day, a day living in the same general neighborhood as September the 15th, 2008 (the worst day of the worst financial crisis since the Great Depression) and September the 17th, 2001 (the day the stock market […]

Beautifully Designed 401k Plans: Rare as Hen’s Teeth

As a financial planner, I’ve seen many a 401k plan in my day, and I’m here to tell you that the vast majority of them are not pretty, while some are even downright ugly. Admittedly, that’s a mighty broad brush full of awfully harsh words, and I’d surely prefer to […]

Language Fail in the Land of Financial Planners: The Smooshing Together of Financial Planning and Investment Advising

Hey kids! The FP50IBD for 2014 is out, and it’s a real humdinger! What’s that you say? You’re wondering what that nasty looking little squirt and a half of letters and numbers all strung together in that first paragraph means, are ya? Please allow me to introduce . . . […]

When a Vig Equals Ownership: The Forever-Cost of a 401k Plan

Wall Street — by which I mean the overall business behemoth that makes its money by holding investments of other people’s money and by trafficking in investments and money generally — is vigging all of us to death. I mean this pretty much literally, i.e., I mean that, from the […]

Financial Predictions for 2014: I Predict They Will be Mostly Useless

T’is the time of year when the financial media outlets — both lay and professional — are chock-full of stories about what 2014 will bring. Should you listen to them? I’ll start off with a blanket response to that question of nyet, and soften it only if you promise to […]