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Category: Non-Numeric Financial Health

First Week of January Test (2015 Edition)

The other day, in the wee early hours of the Monday of All Mondays, subscribers to my email list received, just like clockwork (just like calendarwork?), their FWoJT email (their First Week of January Test email). This year the Monday of All Mondays — I speak here, of course, of […]

Job Lock: It’s Real, and Obamacare Reduces It a Lot

How many people do you know who truly love their work? My hunch is that your answer to that question is, at most, something in the neighborhood of “oh, maybe a few.” And of those few, how many do you think would continue in their work if they had some […]

John Friedman Financial’s Statement of Fundamental Principals, Number One: Financial Health Defined

This is a long’ish piece — about 2,400 words. It might take you twenty minutes or more to read it. It might’ve taken me twenty years or more to think it. And it for-sure took me many, many hours to do my best to make it entertaining as well as […]

The First Week of January Test, 2014: How Does it Feel to Be Back After the Holidays?

Dark and early this morning, before even mentioning his favorite and seemingly ever-present traffic jam on the Sunol Grade, long-time KQED traffic guy Joe McConnell said it nice ‘n blunt:   It’s back to the grind for most of us today.   It’s a common enough phrase, but hearing it […]

Financial Planning Does Not Have to Be Investing-Centric

We start with this:         <>    Do you know what that means? If not, then please allow me to take you back to yesteryear, and to little-you sitting in your little chair in arithmetic class, so that I can re-introduce you to your dear old friends, […]