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Category: Retirement Planning

Hearing the Two Words in “Social Security”

Sometimes we use a combination of two words together frequently enough throughout our everyday language that the two essentially become one; we cease to hear the two words as words on their own, and instead hear the two words as a single amalgamated word. It’s a case of near portmanteau-hood. When […]

Defined Benefit vs. Defined Contribution Retirement Plans: Why 401k Plans are Not Your Father’s Oldmobile

Making the rounds the past 24 hours is a piece by Atrios in USA Today called “401Ks are a Disaster.” Here are the first two paragraphs: We need an across the board increase in Social Security retirement benefits of 20% or more. We need it to happen right now, even […]

Hey Baby Boomer: a Simple-Math Slight Reprise, with Happier Math this Time

It’s always with a bit of trepidation that I put into the general world out there a bunch of specific numbers about how much it takes to retire. Others apparently are not (see, e.g., Lee Eisenberg’s The Number and its ilk, though, if memory serves, Eisenberg teases more than steps on […]

The Simple Math: Hey, Baby Boomer, How Much Money Will You Need When You Retire?

Many of us baby boomers are lucky enough to have parents in their 80s and 90s. Many of those folks retired when they were in their 60s, which means that many of them have had 30-year-plus retirements. During this time many of those folks have had the pleasure, brought to […]

Roth Accounts: The Most Underused, but Very Useful, Retirement Tool

During the 12/12/12 concert a few nights ago I was double-screening — with the big screen tuned to one of the many networks showing the event and the little screen tuned into my own little slice of the Twitterverse. It’s always interesting to see non-music folks commenting on music. One […]