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Category: The Financial Self Within Us

Using the California Statutory Will

No part of financial planning flummoxes and bedevils people as much as estate planning. It makes the powerful weak and the merely-average absolutely-incapable. It makes proactive folks sheepishly cower, waiting . . . waiting . . . . . . waiting. And it makes high-output folks stare vacantly into space […]

John Friedman Financial’s Statement of Fundamental Principals, Number One: Financial Health Defined

This is a long’ish piece — about 2,400 words. It might take you twenty minutes or more to read it. It might’ve taken me twenty years or more to think it. And it for-sure took me many, many hours to do my best to make it entertaining as well as […]

The First Week of January Test, 2014: How Does it Feel to Be Back After the Holidays?

Dark and early this morning, before even mentioning his favorite and seemingly ever-present traffic jam on the Sunol Grade, long-time KQED traffic guy Joe McConnell said it nice ‘n blunt:   It’s back to the grind for most of us today.   It’s a common enough phrase, but hearing it […]

The Twitter IPO: Are We Partying Like It’s 1999?

Today, at roughly 9:45 a.m., I’m walking in Ess Eff Sea Eh on 2nd Street at Mission, heading towards Market, and my cool-car detector fires off, as I see a red Ferrari convertible going through the intersection, headed towards 1st Street. This is the car:   That’s it, right down […]

Paying for Financial Services: The Hidden Balls, the Magician’s Hands, and the Dollars Effortlessly Eased Away from You

I get a lot of value from listening to Dave Ramsey on the radio. His politics are about as far removed from mine as possible, and I often disagree with what he says, but he often serves up a lot of food for thought, which, on a good day, can […]