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Category: The Financial Services Industrial Complex

Using the California Statutory Will

No part of financial planning flummoxes and bedevils people as much as estate planning. It makes the powerful weak and the merely-average absolutely-incapable. It makes proactive folks sheepishly cower, waiting . . . waiting . . . . . . waiting. And it makes high-output folks stare vacantly into space […]

90 Days of Rush Limbaugh: It’s Enough to Make Me Miss Dave Ramsey

It’s been 90 days since I first heard Rush Limbaugh come out of my radio where once Dave Ramsey had been. Pre-2014, I’d been doing here and there 15-minute Dave Ramsey listenings as a part of my morning twa-let, and can quite unequivocally state that, even though I often disagreed […]

The Death Tax is Dead

Michael Kitces, presenting at the FPA of San Francisco this past week, unleashed a number that knocked my socks off. He said that the number of estates paying the estate tax in a typical year under our current estate tax regime is in the neighborhood of three to four thousand. […]

Financial Predictions for 2014: I Predict They Will be Mostly Useless

T’is the time of year when the financial media outlets — both lay and professional — are chock-full of stories about what 2014 will bring. Should you listen to them? I’ll start off with a blanket response to that question of nyet, and soften it only if you promise to […]

The 20th Anniversary of the Mosaic Browser and the Beginning of the Mass Commercialization of the Internet: How It Has Affected All of Our Financial Lives

It was twenty years ago today that Sgt. Pep . . . per . . . um . . . Marc Andreesen taught the Internet to play. That’s right: on 11/11/1993, Mosaic 1.0 was set free from the National Center for Supercomputing Applications, located within the beautiful confines of the […]