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Tag: Abraham Lincoln

Using the California Statutory Will

No part of financial planning flummoxes and bedevils people as much as estate planning. It makes the powerful weak and the merely-average absolutely-incapable. It makes proactive folks sheepishly cower, waiting . . . waiting . . . . . . waiting. And it makes high-output folks stare vacantly into space […]

How Hard is it to Build a Terrible Portfolio?

Over the years I’ve noticed that most people’s 401k plan portfolios tend to do about the same — they tend to pretty closely track the market as a whole, and ultimately each other, especially if given enough time. Many of these plans tend to offer a middle-of-the-road menu of mutual […]