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Tag: index funds

Beautifully Designed 401k Plans: Rare as Hen’s Teeth

As a financial planner, I’ve seen many a 401k plan in my day, and I’m here to tell you that the vast majority of them are not pretty, while some are even downright ugly. Admittedly, that’s a mighty broad brush full of awfully harsh words, and I’d surely prefer to […]

Financial Predictions for 2014: I Predict They Will be Mostly Useless

T’is the time of year when the financial media outlets — both lay and professional — are chock-full of stories about what 2014 will bring. Should you listen to them? I’ll start off with a blanket response to that question of nyet, and soften it only if you promise to […]

Entropy, Dodo Birds, and Reducing Complexity in Your Financial Life

We learn today that Hostess — maker of Twinkies and Hostess Cupcakes — is going to cease to exist. It will be no more. Michael Pollan cheers. So do I (though, given the nasty labor vs. capital fight that is going on here, I limit my cheer to the part […]

The Life-Simplifying Beauty of Never-Need-to-Sell Investments

Most everyone wants less complexity in their lives. Modern life, the thinking goes, is crazy-hectic, and there is never enough time to do things, so anything that adds to the crazy-hectic that isn’t also great fun or otherwise rewarding must be jettisoned, and jettisoned as soon as possible. As a […]