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Tag: learned helplessness

15-Year vs. 30-Year Mortgages (Part 2): Which is Better for You?

Quick! Which would you rather have: a 30-year mortgage at 4% or a 15-year mortgage at 3.25%? I thought I knew the answer — the 15, right? — until I recently spent a good deal of time what-if’ing the numbers. And what I found surprised me.

Insurance Companies, Kafka, PITB Expenses and High Deductibles

I don’t often do rants (or do I?). Today, though, I’ve a bit of a rant to share. The things we do in the name of writing about improved financial health! *  *  * Most people know Franz Kafka as the fellow who wrote the story about the traveling salesman […]