Elections have consequences — sometimes quickly and obviously, sometimes over the long-run, and sometimes not so much. Last week’s election stands a good chance of being consequential. It stands a good chance of being quickly and obviously consequential due to the oncoming rush of the fiscal cliff. And it has […]
One week off from writing, and I felt at a loss for a topic, until listening to Dave Ramsey on the radio this morning and then . . . I listened to Dave answer an emailed question along the lines of, “Dave, I can re-fi my mortgage, which is at 5.125%, […]