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Tag: Wells

Nearer Thy Financial Numbers to Thee: January is the Best Month for Updating Your Understanding of What the Numbers in Your Financial Life Look Like

In a piece I wrote last week, I mentioned that lots of people have at best only a vague idea about what the numbers in their lives look like. I also added that this I-see-nothing approach to one’s financial life is, to say the least, not optimal, and then I […]

The 20th Anniversary of the Mosaic Browser and the Beginning of the Mass Commercialization of the Internet: How It Has Affected All of Our Financial Lives

It was twenty years ago today that Sgt. Pep . . . per . . . um . . . Marc Andreesen taught the Internet to play. That’s right: on 11/11/1993, Mosaic 1.0 was set free from the National Center for Supercomputing Applications, located within the beautiful confines of the […]

Paying for Financial Services: The Hidden Balls, the Magician’s Hands, and the Dollars Effortlessly Eased Away from You

I get a lot of value from listening to Dave Ramsey on the radio. His politics are about as far removed from mine as possible, and I often disagree with what he says, but he often serves up a lot of food for thought, which, on a good day, can […]

Why Vanguard is the Best All-Around Financial Services Provider for Most Folks

When I was younger I had all my dentistry done at the U.C. San Francisco School of Dentistry. I did that because the price was right, and because I had more time on my hands than money. Sitting in that chair, with my mouth propped open and dressed with dams […]

The Indefatigable March of the Asset Gatherers — The Gallop Home of the Bad Horses

There’s been much talk lately of banks doing away with “free checking.” The banks, the thinking goes, as a direct result of some of the new banking federal regulations stemming from The Great Recession, no longer have the un-checked ability to charge $35 and up as “insufficient funds” penalties (also […]