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Category: Fun with Numbers

Black Monday 2020: the Stock Market Backtracks to 2017

Well, that happened, and by that I mean a black swan sort of a day, a day living in the same general neighborhood as September the 15th, 2008 (the worst day of the worst financial crisis since the Great Depression) and September the 17th, 2001 (the day the stock market […]

Language Fail in the Land of Financial Planners: The Smooshing Together of Financial Planning and Investment Advising

Hey kids! The FP50IBD for 2014 is out, and it’s a real humdinger! What’s that you say? You’re wondering what that nasty looking little squirt and a half of letters and numbers all strung together in that first paragraph means, are ya? Please allow me to introduce . . . […]

A Vote-Count Scale Tale: In the Virginia Attorney General Vote, How Small is Small, and Should Tied Votes be Do-Overs?

The initial official vote tally for Virginia’s Attorney General race is in, and here it is:   Candidate        Votes Obenshain     1,103,613 Herring     1,103,777 Write-In        4,926 Total   2,212,316   The difference between the two candidates is 164 votes. Out of the total votes cast, […]

15-Year vs. 30-Year Mortgages (Part 2): Which is Better for You?

Quick! Which would you rather have: a 30-year mortgage at 4% or a 15-year mortgage at 3.25%? I thought I knew the answer — the 15, right? — until I recently spent a good deal of time what-if’ing the numbers. And what I found surprised me.

San Francisco Realty Realities Bite or Nourish, Depending on Which Side You’re On

I am fortunate to live in Noe Valley, San Francisco, California, USA, North America, Earth. I am doubly fortunate to have bought a house in En-Vee Ess-Eff See-Eh in 1996 (though admittedly the downside of this time scaling is that it puts me well into the second half — final […]