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Category: The Financial Services Industrial Complex

Towards an Industry of Pure Financial Advice

I admire Paul Krugman in lots of different ways. People think of Krugman above all as an economist and as a liberal. Those who don’t like one or both of those labels argue that he’s wrong about everything. I won’t take those folks on here, other than to say that, […]

Friedman’s Law of the First Thing: Using the Investment Adviser Public Disclosure Site to Smarten Up About Financial Planners and Money Managers

Oodles of ’em. Oodles and oodles of ’em, even. There are oodles and oodles — and then some — of articles out there about how to find, interview and ultimately hire yourself a good financial planner or money manager. I can’t recall a single one of them, though, talking about […]

When You Get Financial Advice for Free, are You the Product?

If you do a Google search for the word MBAism, you’ll mostly find references to business degrees minted by the International School of Management, as in, an MBA from ISM. But that’s not what I use it for; I use the term to refer to widely-used sayings about business that […]

Not All Total-Bond-Fund Bond Index Funds are Alike

I read Morningstar’s annual report the other day, and saw something interesting in there: Morningstar’s business is being hurt by the rise of passive investment approaches and the mirror-image fall of active investment approaches. That makes sense, right? After all, Morningstar helps folks be better informed about, primarily, mutual funds, […]

Shame Shame Shame on the Estate Planning Industries — and Me Possibly Lending a Helping Hand

Every once in a while you hear yourself say something to someone, and then, inside your head, you immediately hear yourself saying to yourself, Never again: I must figure out a way to be able to never say that again. Years ago that happened to me when I worked at […]